Gerald Mullaney

Gerald Mullaney 19 Feb 2026 The outlook has become clear that the OCR maybe on hold until Dec 2026 it will only start to increase if inflation is out side the bound of 1 to 3%. Therefore the view is that the OCR has reached a bottom being Dec 2025, unless something causes it to go lower like deflation or some form of crises. Therefore the only way that mortgage interest rates will drop from here will depend on swap rates and currently swap rates as at 18 Feb 2026 are falling, this could cause...

Gerald Mullaney 26 Nov 2026 The question is will the RSBNZ give the economy a huge jolt to liven up the economy today 26 Nov 2025 The view is a 50 basis point cut is possible today if the RBNZ is serious about jolting the economy into action and setting up BOOM AHOY 2026. A 25 basis points cut, the view is the market will just give it a yawn and the causal effect will have the economy sliding sideways therefore causing another cut in Feb 2026 some three months away. The idea is get the job...

Gerald Mullaney 21 August 2025 The view is the OCR will reach a low of 2.50% by Nov 2025 From Nov 2025 there will be no further OCR...