Decision made slow is the go

Today 20 AUGUST 2025 the RBNZ decided to keep there foot at the throat of the economy

Gerald Mullaney

20 August 2025

What it means they are not going to save debtors, they are going to rebalance the economy via creative destruction and rebalance assets to comply with long term mediums.

That does not mean the RBANK NZ won't panic but panic time is coming where there is a possibility of a 00.50 points cut Oct, Nov or Feb this may adjust the OCR to the low.

Its not probable its possible as the nz economy has to be rebalanced to move in 2026 BOOM AHOY.

The view is that the track to a low is in place possible Feb or March 2026

Those that are in huge debt are in trouble.

Look for many mortgagee sales in the coming six to 10 months where bargains possibly will be plentiful.