Will the RBANKNZ crash the NZ economy

will reducing inflation crash the economy

Gerald Mullaney

11 Sept 2025

1. Do we want an economy with growth and mild inflation?

or

2. No economy and no inflation?

3. The view is GROWTH with MILD INFLATION.

The Auckland Economy has crashed 35,000.00 residents leave property prices down 25% and in some areas more.

Immigration has slowed from 120,000.00 to 35,000.00 if this is not increased soon more A300 XX with 400 kiwis on it are heading to AUSTRALIA an beyond.

The A380 XX are loaded with over 400 kiwis leaving at a time for the golden goose of AUSTRALIA not only for job but there are plenty of exciting things to do especially for young people, the sad thing about NZ is they closed everything down except bush walks and cycling.

How long will it take for the RBNZ to take action before the lights are turned off for good.

The RSBANK needs to take urgent action to get the OCR to 2.00% as soon as possible.

Why is the RBANK NZ allowing this to happen well its called creative destruction the previous boom of 2020 -2021 got so out of control and inflation soared to above 7% as at August the inflation rate is back within range of 1.00 - 3.00% a bet at the higher end of range at 2.70%

The economy of Auckland is on its knees but it will take another five months and more policy to get Auckland back on track.

It would appear that 2026 is being set up for BOOM AHOY 2026

It has been the view for some time that the OCR should have reach a low by now August 2025

However there are many forces and interests at play.

The RSBNZ is run by a bunch of masters and P'hd graduates.

Herein lies the problem that they are frightened to death of making a mistake like allowing the OCR to bottom at 2.00% get the economy booming and deal with a higher inflation.

The low bad of 1.00 to 3.00% is too low and destroying the economy in that its not growing fast enough or creating enough jobs quick enough.

The view is the OCR will be reduced to 3.00% on 20 August 2025

With two more cuts Oct and Nov bring the OCR down to 2.50%

Because the RSBANK NZ has crashed the AUCKLAND economy i expect panic by the bank before two much longer thus reducing the OCR down to a terminal low of 2.00%

This all ties in well with BOOM AHOY 2026

The key Summary

1. The view is not to expect BOOM AHOY to hit the economy until 2026

2. The economy is being reset for the future beyond 2026

3. OCR hit a low in the first quarter 0f 2026 possible by march 2026

4. Mortgage rates hit a low mid 2026

5. Mortgage rates may rise of their loves within a few weeks of reaching a low.

6. The RBNZ will panic and over shoot causing OCR to reach 2.00% of face death to the NZ ECONOMY.